Calculators · 1,923 days of VEQT history

Run the numbers.

Four tools, one question each. See what VEQT actually did, plan what you'll add, pick the right account, and find your finish line.

01Look backWhat would I have today?02Plan aheadWhat could I build?03Pick an accountTFSA, RRSP, FHSA or taxable?04Retire earlyWhen can I stop working?

Plan ahead

In 25 years you could have

$433,663×2.8 your money

You put in

$155,000

$500 a month, plus $5,000 to start.

Growth

$278,663

64% of the total came from growth.

First $1M

35.6 years

At this pace and rate.

Your numbers

LiveThe bar above updates live

I want to

See what I'll haveHit a goal

Starting with

Adding each month

For

Raise it each year by

Many people bump contributions with each raise.

Try

Growth assumption

Careful · 4%$270,634Below the long-run averageMiddle · 7%$433,663Close to the long-run averageStrong · 10%$723,701A good few decades

Growth, year by year

VEQT
Bank fund
Put in

Growth 7.0% a year, compounded monthly. Real returns come in bumps.

Fees add up. In a typical bank mutual fund (about 1.9% a year), the same plan would end near $331,250. That's $102,413 less.
Time does most of the work. The last 10 years add $260,937, more than the first 15 years built.

The fine print

Arithmetic, with caveats.

These tools simplify on purpose. Returns arrive smoothly here; in real life they come in bumps.

Past results are not a forecast. Look back shows what happened. The other three ask you to assume a rate. Try 4% and see the range.

Tax figures are estimates, not advice. Your situation, taxes and comfort with risk are yours to weigh.

These tools simplify on purpose: returns arrive smoothly here, in bumps in real life. Past results aren't a forecast. Tax figures are estimates, not advice.

Run the numbers.

02Plan ahead

Your numbers

Growth, year by year

Arithmetic, with caveats.

The number that matters is yours.

Plan ahead