Reading path 06 of 06 · I want the long-form takes
Our Take: the essays.
Strong opinions on covered calls, forex, currency, and home bias.
Reading order
Five reads, in order.
33 minutes end to end. Finish the path or leave it, and skip what you already know.
Read marks stay in this browser. Nothing tracks you.
- Why VEQT Beats Covered Call and Dividend “Income” ETFsCovered-call ETFs promise 14% yields. The math says you’ll still come out behind.
- Forex Trading vs. Just Buying VEQT: The Real Opportunity CostFive hundred hours, 97% of traders lose money, and the same time invested elsewhere compounds into a million-dollar gap. The opportunity cost in plain numbers.
- The Case for VEQT’s Canadian Home BiasA 10x overweight to Canada looks irrational on paper. Here’s the evidence for why it makes sense when you live, earn, and spend in Canadian dollars.
- How Currency Movements Affect Your VEQT ReturnsThe S&P 500 is up but your VEQT is flat? It’s probably the Canadian dollar. Here’s how currency risk works in an all-in-one global ETF.
- What VEQT’s MER Actually Costs YouVEQT’s effective MER is ~0.20% after the November 2025 fee cut. That sounds cheap. But what does it actually cost you over a lifetime of investing? We did the math.
Other paths
Five more paths.
Next path: Start here. Then the other four, in order.
- Next path · I’m new to this.Start here.From ‘what’s an ETF’ to your first share, in five steps.Start
- I’m comparing alternatives.Pick a matchup.VEQT against XEQT, CAGE, VFV, VGRO, DIY, robos, and cash.Start
- I’m optimizing my accounts.Make the account work.TFSA, RRSP, FHSA, asset location, automation.Start
- My VEQT is down.Read this first.Read this before you do anything.Start
- I’m planning withdrawal.Spend it well.Spending VEQT in retirement: order, taxes, sequence risk.Start